When families start considering long-term care options for their loved ones, one of the first questions is often: “How much does it cost?” The reality, however, is more complicated. The decision between home care and assisted living is not only about money—it’s about lifestyle, independence, environment, and the type of support needed.

Why Aging in Place Matters

Over 90% of older adults say they prefer to age in place—that is, remain in the comfort of their own home instead of moving to a facility. The reasons are clear: home represents familiarity, independence, and dignity. Yet, safely aging in place requires thoughtful planning, the right kind of home care services.

Aging in place is preferred by over 90% of older adults, but it's important to consider the factors that make it a good choice.

Independence is More Than a Place—It’s a Way of Life

Staying in your own home isn't just about comfort - it's about freedom. Aging in place means you can continue doing the things that bring joy and that is essential to well-being.  But independence doesn't mean doing it alone. That's where private care comes in-enhancing independent living by ensuring that older adults stay active and engaged while aging in place.

Where home care can really shine is within value-based care arrangements. Finding out someone has hypertension early can lead to medication that reduces the likelihood of heart failure, and paying for an in-home checkup is well worth the expense for the overall savings it can confer to whoever has payment responsibility.